FIRE Dashboard

Financial Independence, Retire Early — interactive projection

Current snapshot

Portfolio (investable)

$3.33M

investments + cash + equity

Annual spending

$200k

current estimate

Annual investing

$100k

combined contributions

Current age

target retire at 50

Adjust assumptions

Portfolio ($k)

$3,328k

Annual spending ($k)

$200k

Annual contributions ($k)

$100k

Current age

Target retirement age

Return rate (%)

7.0%

Inflation (%)

2.0%

FIRE milestones

Coast FIRE · 50

Stop investing, retire at 50

Already there ✓

Age 43 · 2026

Portfolio grows to FIRE number by 50 without contributions.

Coast FIRE · 65

Stop investing, retire at 65

Already there ✓

Age 43 · 2026

Portfolio grows to FIRE number by 65 without any new contributions.

Barista FIRE

Part-time work only

~2026

Age 43 · already there

Portfolio hits 50% of FIRE number. Part-time covers the rest.

Full FIRE

Never work again

~2028

Age 45 · 2 years away

Portfolio exceeds inflation-adjusted FIRE number. Full financial independence.

Full FIRE details

Target year

2028

Age ~45 · 2 years away

FIRE number (inflation-adjusted)

~$5.21M

$200k × 25, grown at 2%/yr

Projected portfolio at FIRE

~$5.4M

$3.33M today + $100k/yr at 7%

Portfolio growth projection

Portfolio value FIRE number (inflation-adjusted) Barista FIRE (50% of FIRE number)

Spending: $200k/yr, growing 2%/yr · Contributions: $100k/yr · Return: 7% nominal · Starting portfolio: $3.33M · FIRE number: 25× inflation-adjusted spending (4% rule) · Projections are estimates, not guarantees.